You earn well, you have successfully adapted to a well-established lifestyle, but when it comes to saving you are not able to even start. In case you are relating well to the story, saving can then be an absolute pain. You may find it difficult to stay on the track financially or you may fall short of balancing the budget as you have planned. And, in case you are looking to get the sure-shot formula of saving your money we have got the solution for you.
If you are still practicing the year-old traditional mode of money-saving, you need to change. Keeping those messy receipts is not going to help you anyway. And, if you are wishing to change, we can help you with that. When it comes to saving the money, there are countless ways to do the same. And, it is not only through the coupons or keeping an eye on the bank account. There are saving apps to offer a number of money-saving options by providing you the best-suited customized plans. Here is a glimpse of the best budgeting apps that will help you in saving the money.
In the category of money managing app, mint.com has a huge fan following. It helps manage savings, expending, earnings, and budget making. This free budgeting app has an exceptional intuitive that also appeals to the users besides the features that are aligned exceptionally-well. Mint gives you a larger picture by providing information on all that you would like to know about your finances. The app displays all your recent transactions, where you have been using your accounts, your account totals, monthly budget, credit score and even alerts when you go over budget. Signing up for the application offers you free credit score.
PocketGuard is not only a budget managing app but it also plays the role of bank account tracking application. Just like mint.com, it offers a set of exceptional surprises to the users. The app tells you how much you have in the account and how much you can afford to spend for a single day. Connect your bank account and your cards to this application to know all about your financial transactions. The app tracks your purchases, subscriptions and bill payment to allow you an estimation of how much you can spend in total. BY keeping a track of all your spendings it helps you to be on the safer side by providing the credit limits and the score to you.
GoodBudget was formerly EBBA. The amazing budget app has a great feature to help users save on their finances. Users can start to follow this application as per their cash flow. There is an age-old envelope system, which digitally allocates the funds inside an envelope to keep a limit on your monthly budget. The app works by simply dividing your monthly budget into different categories including entertainment, student loan, and credit card payment to give the users a fair idea on how much they can spend under each category. Recurring payment option can also be set for any extra payments that keep happening time to time.
Wally takes your financial information to you in an easy-to-view mode. This helps you know the expenses that you have done. There is a feature to set the saving target, spending budget and income so that you can take control of your finances. The main screen of the app presents the information on the expenses by denoting you the amount of the money spent at a particular destination. The social and location tools are also exceptional to denote the users of any expense. These features make it possible for the users to know where and how much amount of money was spent.
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Pocket Expense is a visual approach as a budget saving application that tracks your expenditures. As a money management tool, the app tracks your spendings in order to create a visual representation of the same. You need to manually enter all the details on the expenses as the tool doesn’t sync with your bank account. The app is of course not for you in case you do not want to get indulged in a lot of manual work.
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Knowing much money you have and how much you can spend is of course important when you have decided to save your money with the help of a budget-saving application. With these exceptional budgeting apps you not only track your monthly budget but also keep an eye on the monthly spending. And, the best news is these apps alerts you when you exceed your expenses. It helps you set financial goals, achieve the same, and make it easy to save your hard-earnings.