If you are a first-time car owner or a non-auto enthusiast, the world of vehicle insurance can be confusing, intimidating and a bit overwhelming. In fact, a lot of drivers in America feels this way too. Did you know that in 2012, over 12% of drivers in the US are uninsured? The states of Oklahoma, Florida, Mississippi, New Mexico and Michigan topped the charts of the states which is home the most number of uninsured drivers and vehicles.
This infographic explores the benefits drivers and their loved vehicles can enjoy under a comprehensive car insurance. This type of auto insurance is one of the higher levels of protection you can get for your vehicle. Although the terms may be intimidating and overwhelming, this kind of insurance is actually very simple—yet covers the most basic needs in case of accidents and other misfortunate events.
Basically, comprehensive car insurance pays for the value of your car if it’s stolen and not recovered, as well as the damages caused by the weather (such as tornadoes or hail), Floods, Fire, Falling debris or objects, explosions, Crashes with an animal, riots, and civil disturbances. It will also cover you for incidents such as theft, damage to your car, legal liability, third-party cover and accidental death or injuries of third parties. Like what most people say, it is important to have a backup plan, and having a comprehensive policy will cover you for even the most unlikely events.
The cost of this type of insurance will depend and vary on the value and type of your car, your location, your driving history and the deductible amount that you choose.
If you are still deciding whether to get a comprehensive car insurance for your vehicle, let this infographic help you decide, as it present the long list of benefits it offers:
This Infograph is shared here after legal permission from iChoose.